If you are buying a house, you may also need to cover the costs of your own solicitor or solicitor. TicToc’s digital carrier will charge a PEXA fee of approximately $60 for online settlement, or $80 to $200 for paper settlement (if required), which we pass on. These may include application fees, appraisal fees, set-up fees and discharge fees.īecause Tic:Toc is a purely online service without the overhead of brick-and-mortar lenders, they can eliminate most fees altogether. There are usually a range of costs involved when you take out a home loan.
#Tictoc home loans free
Instant evaluation: The assessment and result of the home loan application is 100% online and can be done instantly.įree loans: Tic:Toc home loans have no type of upfront or ongoing fees.Ĭlearing account: Customers can add an offset account to a home loan for $10 per month.Īdditional refunds: Free and unlimited additional refunds are allowed.Įase of redrawing: Tic:Toc offers a free and unlimited withdrawal on any additional redemption.Ĭheck out some of Tic:Toc’s homeownership loans in the table below.Ģ.21% Comparison rate* How can Tic:Toc save its customers money? Tic:Toc home loans offer a range of features such as: What mortgage features does Tic:Toc offer? Tic:Toc says it prides itself on having low interest rates, no upfront or ongoing fees, and a faster process.
The online lender’s mission is to simplify the process and provide borrowers with what it calls an “instant home loan” experience. Its core technology allows a real-time home loan application to be assessed when a customer fills in their details online, which takes just 22 minutes. Launched in July 2017 and backed by Bendigo and Adelaide Bank, Tic:Toc is proud to transform the mortgage lending process.
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